By Jack Percival · March 2026 · 8 min read
Making Tax Digital for Income Tax is no longer on the horizon, it arrived on 6 April 2026. If you are a UK landlord earning over £50,000 in gross rental income, you are now legally required to maintain digital records and submit quarterly updates to HMRC using approved software.
⚠️ Live now. Landlords earning £50k+ must be using HMRC-approved MTD software from 6 April 2026. My Property Organiser is fully approved.
Making Tax Digital (MTD) for Income Tax Self Assessment replaces the traditional once-a-year Self Assessment return for those within scope. Instead of a single annual submission, you now submit four quarterly updates to HMRC one per quarter plus an end-of-year finalisation that replaces the Self Assessment return.
Gross income means total rent received, not profit. A landlord earning £55,000 rent with £42,000 in costs is within scope from April 2026.
HMRC uses a points-based penalty system. Each missed submission earns one point. At four points, a £200 penalty applies. Further daily or percentage-based penalties apply for late payment of tax owed.
You must use HMRC-recognised software that can connect directly to HMRC's systems. Spreadsheets alone are not compliant, they must be linked to bridging software, or you must use a fully integrated MTD platform.
My Property Organiser is HMRC-approved. Connect your bank accounts via Open Banking, and the platform automatically categorises your income and expenses and submits directly to HMRC each quarter, no accountant required for the compliance piece.
Fill in your details and we'll show you exactly how the platform handles MTD for your portfolio.