Everything you need to know about Making Tax Digital for Income Tax: what it means, who it affects, and how My Property Organiser makes compliance effortless.
⚠️ MTD is live from 6 April 2026. Landlords earning £50k+ gross rental income must use HMRC-approved software now. My Property Organiser is fully approved and ready.
Making Tax Digital (MTD) for Income Tax Self Assessment is HMRC's initiative to modernise the UK tax system. From April 2026, landlords and self-employed individuals earning above the income threshold must keep digital records and submit quarterly updates directly to HMRC.
This replaces the traditional annual Self Assessment tax return for those within scope. MTD means more frequent, more accurate reporting, and less room for costly errors at year end.
Gross income = total rent received before any deductions or expenses. A landlord earning £52,000 in rent with £40,000 in costs is within scope from April 2026.
Under MTD you must submit four quarterly updates per tax year, plus an end-of-period statement and a final declaration. The quarterly deadlines are:
HMRC uses a points-based penalty system. Each missed quarterly submission earns one penalty point. At four points you receive a £200 penalty. Further penalties apply for persistent failure and for late payment of tax owed.
You must use HMRC-recognised software that connects directly to HMRC's systems. Spreadsheets are not compliant on their own. My Property Organiser is fully HMRC-approved, it connects your bank accounts via Open Banking, categorises income and expenses automatically, and submits directly to HMRC each quarter.
My Property Organiser handles everything, digital records, quarterly submissions, direct HMRC integration. Get started below.